One of the most frequently asked questions about credit reports is whether it is actually possible to get your credit report for free rather than having to pay for it.
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Well, I’m pleased to tell you this; yes, you can get a copy of our credit report free of charge. That was the good news, but as so often in life, there is the bad news as well. In this case, it is that you should be very, very careful where you get the free report from.
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Now you may think that it would not matter in the slightest where you order your free credit report from, but you would be very wrong in your assumption, and it could cost you very dearly. Certainly, you might actually receive your credit report for free (if you are lucky), but you could also be giving away more than sufficient details about yourself to allow someone to steal your whole identity.
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For the last few years the authorities have been warning people about “con men” and women who use free credit reports to steal the identity of the person asking for it. The scam works like this.
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You go to a seemingly professional website, and you fill in a form which asks you for all the details you would normally expect to give for properly identify yourself to a credit bureau. The only problem is those are the exact same details a con artist would use to impersonate you with.
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So to ensure you don’t fall victim to this potentially devastating con make sure that you only ever use a trustworthy and reputable site such as http://www.nationalcreditreport.com. That way you will make sure that getting your credit report for free does not end up costing you a fortune.

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